Michael Goh, B. Acc, Msc (Finance), Chartered Accountant, Member-Institute of Directors







SUMMARY PROFILE of Experience and Expertise

Corporate Career: over 30 years’ in banking and insurance businesses covering Asia Pacific region. Key expertise in Governance, Credit and Risk Management, Corporate ERM, Compliance and Operations.

Commercial Businesses: Founder and Chairman of 3E Group of operations. Joint own and manage Private Investments (including company sold and listed), provide Corporate Finance Advisory Services, Financial Management Consultancy, and customised Training for global banks and regional conglomerates.

Board Director service: Independent Director and Chairman of Board Risk Committee, Board Risk Advisor to top tier Depository Financial Institutions in emerging markets.

Academic Qualifications and Professional Associations Chartered Accountant, Singapore Masters in Finance, Baruch College, CUNY, New York Board of Directors, Risk Management Association Member of Singapore Institute of Directors

Held Senior Management Positions in Global and Regional Financial Institutions

Chief Risk Officer/Head of ERM, Global Financial and Insurance Group – AIG Asia Pacific Region

  • Insurance risk coverage and Risk Management solutions Chief Credit and Risk Officer, Asia Pacific Region, JV of USA Technology Group & Standard Chartered Bank
  • Cards, Merchants, e-Banking and internet gateway, transaction services and related financing Chief Credit and Risk Officer, Greater China, Corporate & Investment Banking, Calyon Bank
  • Global markets, Corporate and Investment Banking and Private Banking Senior Regional Head, Head of Credit and Risk Management, ABN Bank and BEA Hong Kong Bank
  • Corporate, Commercial, Consumer finance, Retail products and services

Owned and Managed Commercial businesses – past and present Chairman

  • Managing Consultant, 3E Group of Companies:
  • Corporate Finance Advisory services:
    • Business Strategy review, Corporate Governance and
    • Fund raising including DCM & Structured Financing, Corporate M & A activities
    • Cross Border – Offshore Wealth Management and Family office services
  • Training services:
    • Customised banking training, financial management courses and seminars
  • Strategic services and projects: examples only o Due diligence of acquisition of companies including a banking operation
    • Representing investors to advise and set up Governance – Enterprise Risk Management in investee financial institutions.
    • Special internal investigation of fraud incidents and internal breaches o Develop Competency Framework and Certification for Central Bank Training Institute
    • Executive Search and Recruitment services for banking and corporate clients o Tie up with strategic partners for Offshore Family Trust and Wealth Management
    • Certified Vendor Consultant-trainer for global rating agencies Moody’s and Fitch

Board Directorships – Cambodia entities only:

  • Corporate Advisor: a real estate conglomerate and an industrial group in Cambodia
  • Chairman, Board Risk Committee and Independent Board Director, MFI – home finance FF – Board Risk Consultant, Credit Depository Financial Institution, Kredit – Philip Bank Group
  • Proparco-Shareholder representing as Member of Board, AMK MDFI, Cambodia

Corporate Investments and other businesses:

  • Shareholder, Executive Finance Director, technology ODM service company – sold and listed
  • Corporate Development Director, Private Equity Investments in Asia
  • Board Advisor, Singapore based Fintech P2P – central bank endorsed capital licencee

Training and Teaching – Global Banks, Central Banks and Institutions

  • Design professional credit and risk management courses for banks and MFIs in Asia
  • Deliver certified banking programs for Institutes of Central Banks in SE Asia – Adjunct Senior Lecturer for UOL LSE in Banking and Risk Management, Masters in Accountancy
  • Designated “Master Trainer” for Global Bank Academy for Apac Financial Crime and Compliance
  • Speaker and Facilitator Round Table Panel in banking conferences and industry workshops in Asia
  • Accredited Vendor-Consultant Trainer for global rating agencies Moody’s and Fitch